Pay-Monthly Holidays

Break up the bill with our handy Direct Debit scheme.

Have you heard? We’ve made paying for your holiday super easy, thanks to our pay-monthly Direct Debit scheme. To get started, use our calculator to pick your perfect break, based on your budget.

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It's hassle-free process. Pick your perfect holiday, pay your deposit and easily set up your Direct Debit details - your monthly instalments will cover the rest. You can split the cost across at least three payments, and the last one will be 8 weeks before you jet off.



With our book-now-pay-later method, it’s quick and easy to spread the cost of your trip. The first step’s finding the right deal. Once you’ve got a getaway in your sights, you’re ready for step two. You can use Direct Debit for most of our holidays, including Marella Cruises, city breaks, Multi Centres and Lakes & Mountains.


Before you confirm your booking, you’ll need to set up your Direct Debit online. For selected holidays after November 2020, you’ll get our £0 deposit offer. And even if your holiday doesn’t fall into that bracket, our low deposits help spread the cost.


Your Direct Debit payments will be split into at least three instalments. And if you want to add any extras to your booking, or opt for an upgrade, your Direct Debit payments can be adjusted to cover the cost.


Everything needs to be paid off before your departure date comes around. If you’re paying by Direct Debit, your final balance will be due eight weeks before you depart.


How does Direct Debit work?

It’s super easy. Once you’ve picked out your holiday, just book online and pay your deposit as normal. Then, you can set up your Direct Debit details, and your monthly payments will cover the rest. We’ll spread the cost of your holiday across at least three payments – the last one will be 8 weeks before you jet off. And, to help you plan your spends, you can even choose what day of the month your payments come out.

Can I still book with a low deposit?

You sure can. Sorting your holiday should be a stress-free experience, so low deposits are here to stay. If you’ve booked with a low deposit, your Direct Debit plan will automatically do the maths to work out your payments – clever, right? The same goes if you add any snazzy extras to your booking. Fancy a room upgrade or some extra legroom on the plane? Just go to ‘Manage My Booking’ on our website and the system will take care of the rest.

Which First Choice holidays is Direct Debit available on?

If you’re booking a simple beach break, you can use Direct Debit to stagger your payments – no problem. Holiday Villages, SplashWorld and SuneoClub getaways are all covered. Even swanky Premier is part of the gang. In fact, you can pay for most of our holidays by Direct Debit. The only exception is First Choice Multi Centres – these trips are pretty fiddly, so Direct Debit isn’t available at the moment. Watch this space.

What packages are eligible?

In order to be eligible for Direct Debit, your holiday booking needs to be made at least 182 days - 26 weeks - before departure. Direct Debit is available on most holidays.

Which holidays is direct debit available on?

Direct Debit is available on all First Choice beach holidays. It’s not available on First Choice Multi Centres, TUI Ireland holidays, Crystal Ski holidays or flight only bookings.

Can I choose the amount of instalments?

No, the amount of instalments is calculated automatically based on the date of your booking and the departure date. There’ll be a minimum of three instalments.

When is the last payment due?

The last payment is due 8 weeks before departure. Just so you know, this is two weeks earlier than the standard booking terms.

Is there a charge for this service?

There’s no extra cost to you for paying by Direct Debit.

What’s the small print?

As usual, anything that says it needs paying on the spot will still have to be paid for straight away. But, apart from that, there’s just one condition – you’ll need to be booking a holiday at least six months in advance to be eligible for Direct Debit payments. If you’ve got any other questions, you can find all the answers on our FAQ page.